Group Personal Accident
Personal Accident insurance needs to be properly specified to cover your employees for any eventuality, anywhere in the world. If you operate in a high-risk occupation, like private security, mining or oil & gas you need to get GPA insurance for your employees. As a leading insurance company, we can prepare a world class personal accident insurance for your employees 24/7/365.
Key features
- International Group Personal Accident insurance covering accidental death, dismemberment, permanent total disablement and medical evacuation
- War and terrorism coverage included for organisations operating in high-risk and conflict zones
- International Disability insurance options
- Flexible policies for any number of employees and any length of trip
Accidental Death Coverage (Loss of Life due to Accident):
An unexpected event caused by violent, sudden, external and visible means causing death within 365 days from the date of the accident.
Permanent Total Disability Coverage:
Permanent total and absolute disablement as a result of an accident which entirely prevents the Insured Person(s) from every again follow his/her occupation or any other occupation for which s/he is suited by reason of education, training or experience. By permanent it is understood that the disablement lasts 365 days and, at the expiry of that period, is beyond hope of improvement.
Permanent Partial Disablement Coverage:
Disablement as a result of an accident which prevent the Insured Person(s) from attending to a substantial part of his/her occupation, or any other occupation for which s/he is suited by reason of education, training or experience. By permanent it is understood that the disablement lasts 365 days and, at the expiry of that period, is beyond hope of improvement.
Accident Medical Reimbursement:
Repayment of Medical, surgical or hospital fees necessarily incurred as a result of an accident.
Repatriation of Mortal Remains Expense Reimbursement:
Transportation of bodily remains of the Insured Person(s) back to the Insured Person’s home country following an accidental death.
AGI is committed to providing world-class benefits and coverage to its customers. Therefore, we have further extended our benefits to provide the following additional coverage:
- Strike, Riot and Civil Commotion
- Death due to Accidental Terrorism & Passive War
*ask for Policy Terms and Conditions for complete details and exclusions.
Call our experts +93 (0) 70 8733 333 (or send us email)